Goal-based buckets
Organize savings for emergency funds, education, travel, taxes, or major purchases.
- Named savings goals
- Progress tracking
- Recurring transfers
Savings Accounts
Savings accounts for goals, reserves, and liquidity.
Separate everyday spending from emergency reserves, high-interest goals, and planned contributions with clear visibility.
Account snapshot
Savings Accounts
4.25%
sample APY
$0
monthly fee
Auto
savings rules
No-fee savings options for short and medium-term goals.
Automated transfers from chequing into goal-based buckets.
Designed to keep cash reserves distinct from crypto market exposure.
Details
Designed for real banking habits.
Every CDNT account is built around secure digital access, transparent fees, advisor support, and smooth movement between everyday money, savings, and supported digital asset workflows.
Liquidity planning
Keep cash available before taking investment or crypto risk, so market movement does not force withdrawals.
- Emergency reserve planning
- Transfer scheduling
- Cash-first guidance
Interest visibility
See earned interest, contribution history, and goal progress without digging through statements.
- Monthly interest view
- Statement exports
- Projected timeline
Connected experience
Move funds between chequing and savings when bills, deposits, or investments need liquidity.
- Internal transfers
- Mobile approvals
- Advisor review support
Fees and limits
Monthly fee$0
Minimum balance$0
Transfers to CDNT accountsIncluded
External transfer timingVaries by network
Eligibility
- Verified CDNT profile.
- Linked chequing account recommended.
- Subject to account review and platform limits.
Best for
- Emergency funds.
- Short-term goals.
- Clients who want cash discipline before investing.