Daily banking control
Use chequing as your operating account for pay, bills, debit card spend, and transfers.
- Recurring bill setup
- Instant account alerts
- Debit card controls
Chequing Accounts
Everyday chequing built for modern money movement.
Manage bills, card purchases, Interac e-Transfers, payroll deposits, and advisor-supported banking from one secure account experience.
Account snapshot
Chequing Accounts
$0
with balance
24/7
digital access
2FA
security
Unlimited digital transactions on eligible chequing plans.
Direct deposit, bill payments, debit access, and mobile cheque deposit.
Secure transfers between chequing, savings, and supported crypto deposit workflows.
Details
Designed for real banking habits.
Every CDNT account is built around secure digital access, transparent fees, advisor support, and smooth movement between everyday money, savings, and supported digital asset workflows.
Digital-first service
CDNT keeps routine banking fast while still making advisor help available when decisions get complex.
- Mobile cheque deposit
- Secure document upload
- Advisor appointment support
Connected money movement
Move money cleanly across savings goals, deposits, withdrawals, and portfolio funding workflows.
- Internal transfers
- Interac withdrawal support
- Clear transaction history
Protection by default
Account access is supported by multi-factor authentication, device monitoring, and risk checks.
- 2FA prompts
- Known-device review
- Fraud monitoring
Fees and limits
Monthly fee$0-$16.95 depending on plan
Interac e-TransferIncluded on eligible plans
ATM accessCDNT network included
OverdraftSubject to approval
Eligibility
- Canadian resident or eligible applicant profile.
- Verified email, phone, and identity documents.
- KYC approval before sensitive money movement.
Best for
- Paycheques and recurring bills.
- Clients who want one primary daily account.
- Users connecting banking with portfolio activity.